How does the Affordable Care Act affect children in low-income families and people who want to buy coverage on the new state insurance exchanges? Below find some answers to questions that were posed by readers.
I am the breadwinner for a family of five, including my wife and three kids. The insurance for me is cheap, but for the entire family it’s prohibitively expensive. I’d like to know if the health-reform law is doing anything for the kids of families — like mine — that earn less than 200 percent of the federal poverty level.
Your kids are probably already eligible for health insurance through your state’s Medicaid or Children’s Health Insurance Plan, says Edwin Park, vice president for health policy at the Center on Budget and Policy Priorities. That shouldn’t change in 2014 when the Affordable Care Act requirement that most adults and children have health insurance kicks in. In many states, children whose parents earn up to 200 percent of the federal poverty level (meaning about $55,140 for a family of five in 2013) are eligible for coverage through these existing insurance programs for children in low-income families.