A number of health insurance scams have emerged in recent months as crooks try to cash in on confusion over the health care reform law, and some officials say they are bracing for more in the months ahead.
Most of the schemes target uninsured individuals and employers, many of whom will soon be required to purchase a minimum level of health coverage or pay a tax penalty. In some cases, scammers have set up bogus Web sites intended to look like the law’s new health insurance exchanges, where individuals and small business owners will be allowed to shop for coverage starting on Oct. 1.
Sites using the domains washingtonhealthexchange.com and mdhealthexchange.com have already been reported and taken down.
“These exchanges are designed for both individual consumers and businesses, so by definition, these fake ones are trying to lure both consumers and business owners into a trap,” Jim Quiggle, a spokesman for the Coalition Against Insurance Fraud in Washington, D.C., said in an interview.